The 15-Day Trigger
In 1977, I handled my first Power of Sale at Avco Finance. Back then, people thought they had months to pay. They were wrong. In Ontario, 2026, the law hasn’t changed—it’s just gotten faster. You have exactly 15 days of default before the bank can pull the trigger. No judge, no trial, just a notice in your mailbox. If you’re at Day 10, you’re already out of time. Watch the full episode to see how to freeze the clock.
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